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Specialized Programs

Restaurants

Today's restaurant exposures are more complex than ever. You need to know you are covered for the unexpected occurrence. Many of our insurance carriers have specialized program for restaurants. Whether your restaurant is elegant, trendy, traditional, ethnic or home-style we have the package for you.

We specialize in providing insurance for the following types of restaurants:

Buffets	Delis	Cafes
Cafeterias	Diners	Drive-ins
Family Style	Fast Food	Food Bars
Coffee Shops	Pizza Shops	Luncheonettes
Franchised Restaurants	Carry-out Restaurants	Sandwich Shops
Multi-Unit Franchisees	Fine Dining Restaurants	Privately Owned Restaurants
Franchise Management Groups	Workers Compensation

Our specialists have the expertise and the right insurance products to help you best insure your restaurant.  For more information please contact our restaurant program specialists:
Matt Mallory (706) 407-2015 or Erik Bloom (770) 695-0774

Contractors

Whether a General Contractor or Trade Contractor, we have the markets to protect you. A contractor faces many unique exposures. Protecting your property and your employees are important. A contractor also faces challenges regarding differences in liability coverages, protection for work done by your subcontractors, problems with audits and more. We have the expertise and markets to assist you with any of these areas as well as others. Some of the contractors we serve are:

For more information please contact our contractor program specialists:
Rick Mallory (706) 407-2017 or Libby Willingham (706) 407-2016
 

Garage Operations

Our garage policies feature a wide range of coverage options and endorsements that can be tailored to fit your specific needs while minimizing your insurance costs. Garage operations have many unique exposures that require careful evaluation. We are able to explain the many different coverage options that will assist you in covering not only your property, liability and owned vehicles, but also help to decide how to best insure your customer's vehicles. There are many ways to provide protection in a cost effective manner. We want to help you reduce your chances for loss and that will save you premium dollars. Here are some examples of the type of garage operations we currently protect:

For more information please contact our garage program specialists:
Matt Mallory (706) 407-2015 or Rick Mallory (706) 407-2017

Church / Religious Institutions

Religious Institutions require many special coverages. As professional independent insurance agents we are proud to offer you not only these coverages but our expertise in insuring your church.

We have several insurance carriers that put together policies to give you these coverages in one broad coverage package. We are able to discuss with you the importance of certain coverages such as replacement cost for your property as well as offer Risk Management assistance.

For more information please contact our church program specialists:
Rick Mallory (706) 407-2017 or Matt Mallory (706) 407-2015

Non-Profit Organizations

Non-Profit Organizations not only have limited budgets but specialized needs. Our programs are designed to protect these needs in the most cost effective manner.

Our Executive Protection Coverage includes Directors & Officers, Employment Practices Liability and other related coverages. Each policy form is unique to the carrier offering coverage and needs to be reviewed by an insurance professional. Some of the important coverages we offer are:

For more information please contact our non profit program specialists:
Libby Willingham (706) 407-2016 or Rick Mallory (706) 407-2017

Retail / Wholesale / Office

As an independent insurance agent we have numerous "A" rated carriers that have specially designed programs for retail and wholesale businesses as well as offices. Each business is unique and these policies can be tailored to fit your needs. As professionally trained agents, we can give you peace of mind. Some of the coverages available are:

For more information please contact our retail, wholesale & office program specialists:
Erik Bloom (770) 695-0774 or Matt Mallory (706) 407-2015

Technology

As technology continues to improve, more and more companies are finding it necessary to move to high-tech methods of doing business.

Due to the dependency on technology in business today, there are special exposures faced.

We as professional independent agents can assist in determining the needs of your business and provide the coverages available.

For more information please contact our technology program specialists:
Erik Bloom (770) 695-0774 or Libby Willingham (706) 407-2016

Health Care

Medical providers are a specialized industry with limited carriers willing to insure them.

We have specially designed programs for numerous health care organizations.

Listed below are some of the health care programs we offer as well as the coverages available.

For more information please contact our health care program specialists:
Rick Mallory (706) 407-2017 or Libby Willingham (706) 407-2016
 

Municipalities
 
As your city and county continues to grow and evolve, so does your coverage. 

Our specialists have the expertise and quick thinking knowledge to accurately evaluate your risk. 

From property expansions to workers comp, we are fluent in your risk management needs:

Building	Contents
Jails	Utilities/Water/Sewer
Autos	Equipment Breakdown
Workers Compensation	Employee Practices Liability
Excess Liability	Risk Management Assessment

For more information please contact our municipal program specialists:
Rick Mallory (706) 407-2017, Libby Willingham (706) 407-2016, or Matt Mallory (706) 407-2015