Commercial Auto Coverage Built for the Road Ahead
Whether you operate a fleet or a single service vehicle, commercial auto insurance helps cover accidents, liability, and property damage. It's essential protection for any business that relies on the road.
Coverage That Moves With Your Business
From delivery vans to company cars, we help protect your vehicles, drivers, and finances from costly claims and unexpected downtime.
Auto Liability Protection
If your driver causes an accident, this coverage helps pay for injuries or property damage to others.
- Required by state law in most cases
- Covers bodily injury and third-party property damage
- Helps protect your business assets and reputation
- May be required by contracts or clients
Collision & Comprehensive Coverage
Not all damage comes from a crash. These options help cover physical damage to your business vehicles.
- Collision covers damage from accidents (regardless of fault)
- Comprehensive includes theft, fire, hail, and vandalism
- Available for owned, leased, or financed vehicles
- Helps reduce repair or replacement costs
Medical Payments & Uninsured Motorist
Protects your drivers and passengers, even when others aren’t insured.
- Pays for medical expenses after a crash
- Covers situations where another driver is uninsured or underinsured
- Available regardless of fault in many states
- Supports faster recovery and fewer delays
Common Questions About Commercial Auto
Is commercial auto insurance required?
Yes—for any business-owned vehicles. It may also be needed for personal vehicles used for business.
Can I insure just one work vehicle?
Absolutely. We work with businesses of every size—from one truck to a full fleet.
Does this cover employee vehicles used for work?
You may need “hired and non-owned” coverage for that scenario. We’ll help you decide.
Will my personal auto policy cover business use?
Generally not. Personal policies often exclude commercial activity and business-related accidents.