Workers’ Compensation Coverage That Supports Recovery & Compliance
If an employee is injured on the job, workers’ comp helps cover their medical care, lost wages, and rehabilitation—while also protecting your business from legal exposure and penalties.
Coverage That Takes Care of Your Team & Your Business
Accidents happen. Whether it’s a slip in the warehouse or a repetitive stress injury, we help you respond with confidence, compassion, and coverage that keeps you compliant.
Medical Expenses & Treatment
Covers the cost of treating work-related injuries and illnesses.
- Includes doctor visits, hospital stays, and surgeries
- Covers prescriptions and follow-up care
- Supports employee recovery and reduces time away from work
- Helps demonstrate your commitment to workplace safety
Lost Wages & Disability Benefits
Supports employees financially while they recover and can’t work.
- Covers partial or total lost wages
- Applies to both short-term and long-term injuries
- Required by law in most states
- Helps reduce employee stress during recovery
Employer Liability Protection
Shields your business from lawsuits or legal claims related to workplace injuries.
- Covers legal fees and settlements
- Applies if you’re sued outside the workers’ comp system
- Especially important in high-risk industries
- Included in most standard policies
Common Questions About Workers’ Compensation
Is workers’ comp required in my state?
Yes—in Georgia and Alabama, most businesses with employees are legally required to carry it.
Does it apply to part-time or seasonal workers?
Often yes, depending on your state and business type. We’ll help you confirm what’s needed.
What if the injury was the employee’s fault?
Workers’ comp is no-fault coverage—it applies regardless of who caused the incident.
Can I include this in a bundled business policy?
Yes, we often build this into customized commercial packages.