Recreational Insurance That Covers Your Fun Wherever It Goes

Whether it floats, rides, or roars, we help protect your recreational vehicles with flexible coverage that keeps the good times rolling.

Two little girls are standing on the deck of a sailboat.

Coverage Built for Adventure

From RVs and motorcycles to boats and ATVs, our policies are designed for people who work hard and play harder.

A rv is parked in a parking lot next to palm trees.

Vehicle-Specific Protection


Coverage tailored to the type of recreational vehicle you own.

  • Includes RVs, boats, ATVs, motorcycles, and more
  • Protection while in use, in storage, or in transit
  • Optional accessories and custom parts coverage
A woman is sitting on a motorcycle on the side of a road.

Liability & Medical Coverage


Protects you in case of an accident on or off the road.

  • Bodily injury and property damage to others
  • Guest passenger liability
  • Optional medical payments and uninsured motorist protection
A man wearing a helmet is riding an atv

Comprehensive & Collision


Helps pay for damage to your recreational vehicle.

  • Covers accidents, theft, fire, and weather events
  • Deductible options to match your risk tolerance
  • Available for year-round and seasonal use
A person is riding a motorcycle down a road.

Common Questions About RV Insurance

  • Is RV insurance required?

    If it’s street legal or financed, usually yes. Other vehicles like boats and ATVs may have optional coverage.

  • What if I live in my RV full-time?

    We offer full-timer coverage that functions more like homeowners insurance.

  • Can I cover accessories or modifications?

    Yes—we can help add coverage for upgrades like solar panels, awnings, or custom work.

  • Is this separate from auto insurance?

    Yes, but you can bundle it for convenience and cost savings.

Let’s Build Your Policy Together

Get RV Insurance That Keeps Up With Your Lifestyle