Commercial Property Insurance That Protects Your Business From the Ground Up

Coverage for your buildings, contents, and everything that keeps you running.

From warehouses to retail spaces, our policies are designed to keep your business moving after damage, disaster, or disruption.

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Coverage You Can Rely On

A fire, storm, or break-in can bring business to a halt. Mallory Agency helps you bounce back faster with property coverage tailored to your buildings, inventory, equipment, and operations. We understand how physical assets tie into your revenue—and we build your policy with that in mind.

What Does Commercial Property Insurance Cover?

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Building Coverage

Protects your structure from damage due to fire, wind, hail, vandalism, and more.

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Business Personal Property

Covers equipment, furniture, inventory, and other contents.

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Business Interruption

Replaces lost income and helps cover expenses while you recover from a covered event.

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Equipment Breakdown

Covers sudden, accidental breakdowns of machinery and systems.

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Outdoor Property

Includes signage, fencing, landscaping, and other exterior assets.

Get a Property Coverage Review

Who Needs Commercial Property Insurance?

If you own, lease, or rely on physical space or equipment to operate, you need property insurance. That includes:

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Retail stores & restaurants
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Office buildings & medical practices
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Warehouses & distribution centers
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Manufacturers & light industrial spaces

What Sets Mallory Apart

Flexible Policy Design

We help you customize coverage limits, deductibles, and endorsements to match your risk.

Business Continuity Focus

It’s not just about damage—it’s about staying open. We prioritize income protection and recovery.

Local Expertise With National Reach

We understand property risks across Georgia, Alabama, and beyond.

Support From Inspection to Claim

We walk you through everything—from underwriting inspections to fast claims handling.

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Common Questions About Commercial Property Insurance

  • Is property insurance required by law?

    Not typically, but it’s usually required by landlords, lenders, or lease agreements.

  • Do I need coverage if I rent my business space?

    Yes. You’re still responsible for your business contents and improvements to the space.

  • What’s the difference between replacement cost and actual cash value?

    Replacement cost pays to rebuild or replace new. ACV subtracts depreciation. We’ll help you choose the right option.

  • Does this cover flood or earthquake?

    Not by default. Those require separate endorsements or policies—we can advise you.

Let’s Protect What You’ve Built

You’ve invested in your space—now let’s protect it with coverage that responds when it matters most.