Personal Life Insurance Built for Your Peace of Mind
Life insurance isn’t one-size-fits-all. Whether you’re starting a family, protecting a mortgage, or planning long-term, we help you choose the right policy for where you are and where you’re headed.
Tailored Coverage That Works for You
With Mallory, you don’t have to guess which type of life insurance you need. We’ll walk you through your options, explain how each one works, and help you match coverage to your goals.
- Term life for affordable, time-specific coverage
- Permanent life (whole, universal) for long-term planning
- Options with cash value accumulation
- Coverage amounts based on income, debts & goals
- Works with estate or business continuity planning
What’s the Right Type of Policy?
Different stages of life call for different coverage:
Term Life Insurance
- Lasts for a set number of years (e.g. 10, 20, 30)
- Often more affordable for young families or first-time buyers
Whole Life Insurance
- Permanent coverage that builds cash value
- Good for long-term protection & legacy planning
Universal Life Insurance
- Flexible premiums & long-term benefits
- Can work as part of a more advanced financial strategy
Why Mallory for Life Insurance?
We’re Advisors First
You won’t get upsold or rushed. We explain your options clearly and make recommendations that actually fit.
Independent & Strategic
We work with top-rated life insurance carriers so you get better pricing & flexible options.
Life-Stage Support
From new parents to retirees, we help clients across all phases of life.
Easy to Update
Your needs change. We review your policy regularly and help you adjust as needed.
FAQs – Personal Life Insurance
How much life insurance do I need?
It depends on your income, debt, number of dependents & goals. We’ll help you run the numbers.
Is term or whole life better?
It depends on what you're protecting and for how long. We can help you compare.
Does life insurance have cash value?
Some policies (like whole or universal life) do—term life typically does not.
Can I change my policy later?
Yes, and we help you review it regularly so it always fits your needs.
Do I need a medical exam?
Some policies do, but many don’t. We’ll help you find the best fit.