General Liability Coverage Tailored to Your Business Realities
No matter your industry, every business faces exposure to lawsuits, property damage, and injury claims. General liability coverage is your first layer of defense—providing critical protection that can keep an incident from becoming a financial disaster.
Coverage You Can Rely On
Whether it’s a customer slipping on a wet floor or accidental damage on a job site, our advisors help you navigate the unexpected with coverage that responds.
Bodily Injury Protection
Injury-related claims can happen in seconds. Our coverage helps ensure your business can respond quickly, fairly, and with confidence.
- Pays for injuries to third parties
- Applies on-site or at job locations
- Covers medical bills and legal costs
- Supports faster resolutions and satisfied customers
Property Damage Liability
From equipment accidents to accidental spills, if your business activities result in damage to someone else's property, we’ve got you covered.
- Covers both repair and replacement costs
- Critical for contractors, service professionals, and mobile businesses
- Helps you stay in good standing with clients and vendors
Legal Costs & Claim Settlements
Legal fees can escalate quickly. Your general liability policy includes legal defense, court costs, and settlements for covered claims.
- Defense counsel included from day one
- Helps prevent out-of-pocket legal exposure
- Keeps your business running during disputes
Common Questions About General Liability
Is general liability required for my business?
Often yes—by landlords, contracts, or state licensing. Even if not, it’s essential protection.
Is this the same as professional liability?
No. General liability covers physical risks, while professional liability addresses errors in services or advice.
Can I add this to a package?
No. General liability protects against third-party claims. You’ll want commercial property insurance for your own assets.
Absolutely. We often include general liability in bundled commercial policies tailored to your needs.
It depends on your business size, industry, and risk exposure. We’ll help you assess what’s typical for your field and customize limits that match your operations.