Inland Marine Insurance for Tools, Equipment & Property in Transit

Protection that moves with your business.

Whether you’re hauling gear, storing inventory offsite, or operating at job sites, we make sure your assets stay covered wherever they go.

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Coverage You Can Rely On

Standard property policies often stop at the front door. Inland marine coverage picks up where they leave off—protecting mobile tools, equipment, materials, and goods in transit or held at temporary locations. At Mallory Agency, we tailor policies to fit your operations, industry, and risk profile.

What Does Inland Marine Insurance Cover?

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Tools & Equipment

Covers gear transported to and from job sites or stored in work vehicles.

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Installation Floater

Protects building materials awaiting installation or in progress.

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Contractor’s Equipment

Insures large or high-value equipment used offsite.

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Bailee’s Coverage

Protects customer property in your care, custody, or control.

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Goods in Transit

Covers products or materials while being transported by you or a third-party carrier.

Request an Inland Marine Review

Who Needs Inland Marine Insurance?

If your business relies on portable tools, valuable gear, or mobile operations, this coverage is essential. It’s especially useful for:

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Contractors & tradespeople
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Installers & repair technicians
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Manufacturers & distributors
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Artisans, landscapers, and mobile service providers

What Sets Mallory Apart

Coverage That Matches Your Workflow

We tailor protection to how—and where—you use your tools and equipment.

Fast Quotes, Fast Claims

We help you get coverage in place quickly and respond fast when gear gets lost, damaged, or stolen.

Industry-Specific Experience

We’ve worked with contractors, artisans, and fleet-based teams across the Southeast.

Policy Integration

We coordinate your inland marine with property, liability, and workers’ comp policies for full-spectrum protection.

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Common Questions About Inland Marine Coverage

  • Does commercial property insurance cover my tools offsite?

    Not usually. Inland marine fills this critical gap.

  • What’s an installation floater?

    It covers materials and equipment waiting to be installed—or currently being installed—on a job site.

  • Is this only for contractors?

    No. Many businesses that move, loan, or store property offsite need this protection.

  • Can I cover leased or rented equipment?

    Yes. Coverage is available for equipment you own, lease, or rent short-term.

Let’s Keep Your Equipment Covered—Anywhere

When your business is on the move, your insurance should be too. Let’s protect what matters most.