Workplace Life Insurance That Supports Your Team
Voluntary life insurance gives your team the power to protect what matters—without adding pressure to your bottom line. We help you offer competitive benefits that are simple, flexible & meaningful.

Employee-Paid Coverage, Employer-Backed Value
Voluntary life lets employees choose life insurance through work, often with better rates and fewer medical questions than buying on their own. As the employer, you make it available—but they choose the coverage and pay the premium.
- Affordable employee-paid premiums
- Options for spouse & dependent coverage
- Easy payroll deduction
- Guaranteed issue up to certain limits
- Enhances retention & recruiting

Easy Setup for Your Business
We coordinate with carriers, handle the setup, and provide the communication tools you need to roll it out smoothly—so you can offer real value without extra hassle.
- Simple implementation process
- No employer contribution required
- Ongoing enrollment & support
- Employee education resources
- Works alongside existing benefits
Why Employers Choose Voluntary Life
Flexible for Your Team
Employees select the coverage level that fits their budget & goals.
No Cost to You
You make it available—but your company doesn’t pay the premium.
Boosts Benefits Offering
Stands out in hiring and helps show employees you care.
Minimal Admin Time
We manage the details. You stay focused on running your business.


FAQs – Voluntary Life Insurance
Do we have to contribute financially?
No—this is a voluntary benefit. Employees cover the cost through payroll deduction.
Is this the same as group life insurance?
It’s similar, but fully optional. Many employers offer both.
Can employees get coverage without a medical exam?
Yes—many carriers offer guaranteed issue for new hires or during open enrollment.
What happens if an employee leaves the company?
They can usually take the policy with them (portability options vary by carrier).
How long does setup take?
Most plans can be implemented in just a few weeks with our help.