Professional Liability Coverage That Protects Your Reputation and Advice

Essential protection for businesses built on expertise.

When your work is your word, Mallory Agency helps protect it—from costly claims of negligence, errors, or omissions.

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Coverage You Can Rely On

Even the most skilled professionals can face legal claims if a client believes you made a mistake or failed to deliver on expectations. Professional liability (also known as Errors & Omissions) insurance helps cover the legal costs, settlements, and reputational damage that can follow. Mallory builds policies that are aligned with your services, contracts, and industry standards.

What Does  Professional Liability Insurance Cover?

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Errors & Omissions

Covers claims of professional mistakes, missed deadlines, or poor outcomes.

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Negligence Allegations

Responds to accusations of failing to meet the expected standard of care.

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Defense Costs

Pays attorney fees and court expenses—even if you’re not found liable.

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Settlements & Judgments

Helps cover the financial damages awarded to clients.

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Coverage for Past Work

Many policies include retroactive protection for prior projects.

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Who Needs Professional Liability Insurance?

If you provide advice, services, or technical expertise, this coverage is critical. Industries we serve include:

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Consultants & business advisors
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Marketing, media, and creative professionals
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Architects & engineers
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IT contractors & software developers
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Accountants, insurance agents & legal service providers

What Sets Mallory Apart

Industry-Specific Knowledge

We tailor your policy to the risks unique to your profession—not just general categories.

Contract Review Support

We help evaluate insurance clauses in client agreements and identify gaps.

Integrated Coverage Strategy

Coordinate your professional liability with general, cyber, and umbrella protection.

Claims Advocacy That Makes a Difference

We support you through stressful, complex claims with responsive guidance and carrier coordination.

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Common Questions About Professional Liability Coverage

  • Is this the same as general liability insurance?

    No—general liability covers physical injury/property damage. Professional liability covers advice and service risks.

  • Do I need this if I have a small client list?

    Yes. Even one claim can be financially and reputationally damaging.

  • Is prior work covered?

    Yes, if your policy includes retroactive coverage. We’ll help confirm the dates.

  • Can this be bundled with cyber or GL?

    Often, yes. Bundling can improve pricing and eliminate gaps.

Let’s Protect the Work You Stand Behind

When clients trust your advice, you need coverage that does too. Let’s build a solution for your profession.